Friends, financial emergency never knocks your door, it’s just inevitable. And it never differentiates between salaried and non- salaried individual. And if you have stuck in such situation, then we are here to tell you about best instant loan app in India without salary slip. This best instant loan app in India without salary slip, will help you meet with your emergency situation
Friedns, let’s go into to explanation of best instant loan app in India without salary slip. In the given best instant loan app in India without salary slip, you may encounter some of the app, will give you loan without salary slip, with other preconditions. So if you are going to take loan from this best instant loan app in India without salary slip and some apps are RBI approved loan apps in india, make sure you read all their terms.
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Best instant loan app in India without salary slip list
Nira
How to Get a Personal Loan: Nira offers personal loans without the need for a salary slip. All you need is a bank statement to prove your financial stability. Navi is also a best loan app here is Navi Loan App Review.
Repayment Period: You get a comfortable 3 to 12 months to repay the loan.
Interest: The interest rate varies, but it typically starts at around 24% per annum.
Loan Amount: You can borrow anything from Rs 3,000 to Rs 1 lakh, depending on your eligibility.
Collateral: Great news! No need for collateral or security deposit. Your financial history speaks for itself. That what make it to be there in the best instant loan app in India without salary slip.
Documents: Alongside your bank statement, you’ll need your Aadhar card and PAN card for verification.
Paysense (aka Indialends)
How to Get a Personal Loan: Paysense doesn’t always require a salary slip.
Repayment Period: You can choose a comfortable tenure from 3 to 60 months for loan repayment. The repayment period provided in this app, makes it the best instant loan app in India without salary slip.
Interest: The interest rate varies but typically starts from 16% per annum.
Loan Amount: Depending on your eligibility, you can borrow from Rs 5,000 to Rs 5 lakhs.
Collateral: No need to worry about collateral or security deposits; your creditworthiness takes center stage.
Documents: You’ll need your Aadhar card, address proof, PAN card, and bank statements for verification.
Moneyview
How to Get a Personal Loan: Moneyview assesses your creditworthiness through various factors, so a salary slip isn’t always mandatory.
Repayment Period: You get to choose a comfortable repayment tenure ranging from 3 to 60 months. the longer repayment period makes it the best instant loan app in India without salary slip.
Interest: The interest rate can vary, but it generally starts at around 1.33% per month.
Loan Amount: Depending on your eligibility, you can borrow from Rs 10,000 to Rs 5 lakhs.
Collateal: No need for collateral or security deposits; your creditworthiness is the key.
Documents: You’ll need your Aadhar card, PAN card, and bank statements for verification.
mPockket
How to Get a Personal Loan: mPokket doesn’t always require a salary slip. They use different criteria for approval. This is the best loan app in India, without salary slip, for non-salaried person.
Repayment Period: You can choose a repayment period ranging from 61 days to 120 days.
Interest: The interest rate varies, but it generally starts from 3.5% per month.
Loan Amount: Depending on your eligibility, you can borrow from Rs 500 to Rs 20,000.
Collateral: No collateral or security deposit needed; your eligibility speaks for itself.
Documents: You’ll need your Aadhar card and college ID for verification (yes, college students are welcome!). the only reason makes this app to be in the list of best instant loan app in India without salary slip.
Home credit
How to Get a Personal Loan: you know they may not ask you for salary slip, making it the best instant loan app in India, without salary slip in India.
Repayment Period: You can choose a repayment period ranging from 9 to 36 months.
Interest: The interest rate may vary, but it generally starts from around 24% per annum.
Loan Amount: Depending on eligibility, you can borrow from Rs 15,000 to Rs 2 lakhs.
Documents: You’ll need your Aadhar card, PAN card, Address proof and bank statements for verification.
Dhani Card
How to Get a Personal Loan: Dhani Card offers personal loans without the need for a salary slip. You can apply online with just a few clicks. Friends, heard about the best instant loan app in india without salary slip, which doesn’t charge interest rate?
Repayment Period: You get a flexible repayment period ranging from 3 to 36 months, making it easier to manage.
Interest: they charge 0% interest rate upto, 5 lakhs, thus making it the best instant loan app in India, without salary slip.
Loan Amount: Depending on your eligibility, you can borrow from Rs 10,000 to Rs 5 lakhs.
Collateral: Great news! No collateral or security deposit is needed. Your creditworthiness is the key. It’s just like, your action will speak not your words.
Hidden Charges: Dhani Card is transparent about its charges, you just need to pay 199 for subscription charges. This is clearly mentioned on their site.
Documents: You’ll need your Aadhar card, PAN card, and bank statements for verification. Friends, heard about the best instant loan app in india without salary slip, which doesn’t charge interest rate?
Buddy Loan
How to Get a Personal Loan: Buddy Loan evaluates your creditworthiness using various criteria, so you don’t always need a salary slip.
Repayment Period: 12 months to 5 year.
Interest: Interest rates vary, but they generally start at around 11.99% per annum.
Loan Amount: Depending on your eligibility, you can borrow from Rs 10,000 to Rs 15 lakhs, accommodating a wide range of financial needs.
Collateral: Good news! No collateral or security deposit is required. Your creditworthiness is the key factor.
Documents: You’ll need your Aadhar card, PAN card, and bank statements for verification.
They have 80% approval rate, making it best instant loan app in India, without salary slip.
FinNable
How to Get a Personal Loan: FinNable has a flexible approach to loan approvals. They don’t always ask for a salary slip; they evaluate your eligibility based on other factors.
Repayment Period: 6 to 60 months
Interest: 7% to 12% per annum
Hidden Charges: FinNable aims to be transparent about its charges, so you won’t face any hidden fees if you stick to the terms.
Loan Amount: up to 10 lakhs. That’s huge, isn’t it? That’s why it’s the best instant loan app in India without salary slip.
Processing fee: 4%
No need to worry friends, they follow the NBFC guidelines in all the process, that’s why they are best instant loan app in India without salary slip.
Kreditbee
How to Get a Personal Loan: Kreditbee offers personal loans without insisting on a salary slip. Instead, they evaluate your eligibility based on other criteria, making it accessible.
Repayment Period: 2 months to 15 months.
Interest: 18-29.95%.
Loan Amount: 1000 to 3 lakh.
Collateral: No collateral or security deposit is required; your eligibility serves as your collateral.
Documents: Typically, you’ll need your Aadhar card, PAN card, proof of address, identity and bank statements for verification.
Cashe
How to Get a Personal Loan: Cashe evaluates your eligibility based on various factors, so you don’t necessarily need a salary slip.
Repayment Period: its varies as per the principle amount, like 90, 180, 270, 360, 540 days etc.
Interest: 13- 35%
Hidden Charges: Cashe aims to be transparent about its charges, so you won’t encounter hidden fees if you adhere to the terms.
Loan Amount: up to 4 lakhs.
Documents: Aadhar card, PAN card, and bank statements for verification, address proof clicked on a self-signed white paper.
Zestmoney
How to Get a Personal Loan: ZestMoney considers various factors beyond just a salary slip, making it accessible. You can apply online easily. Zaestmoney is the deserving in the list of best instant loan app in India without salary slip.
Repayment Period: you can pay within a month, or 3 to 4 months.
Interest: 30% annually
Hidden Charges: ZestMoney strives to be transparent about its charges, so you won’t encounter hidden fees if you stick to the terms.
Loan Amount: up to 5 lakhs rupees.
Documents: You’ll typically need your Aadhar card, PAN card, and bank statements for verification, making the process smooth.
Loantap
How to Get a Personal Loan: LoanTap takes a flexible approach to approvals. They don’t always require a salary slip; they assess your eligibility based on various factors, making it convenient.
Repayment Period: You can choose a repayment period that suits you, usually ranging from a few months to a few years., by giving you the option to pay as per your convience, thye have takin step towards the best instant loan app in India without salary slip.
Interest: 16- 24%, it depends upon kind of loan.
Hidden Charges: LoanTap aims to be transparent about its charges, so you won’t face hidden fees if you adhere to the terms.
Rating: LoanTap may have garnered good user ratings, signifying that users are generally satisfied with their services, that’s why it’s the best instant loan app in India without salary slip.
Loan Amount: 50,000 to 10, 00,000.
Documents: Typically, you’ll need your Aadhar card, PAN card, and bank statements for verification, keeping the process hassle-free.
Upwards
How to Get a Personal Loan: Upwards takes a flexible approach. They don’t always require a salary slip; they assess your eligibility based on various factors, making it convenient for you.
Repayment Period: You can choose a repayment period that suits your needs, typically ranging from 6 to 36 months.
Interest: 12- 22% of loan amount
Loan Amount: 20, 000 to 2, 00, 000. its interest rate and repayment period makes it the best instant loan app in India, without payment slip.
Documents: Typically, you’ll need your Aadhar card, PAN card, and bank statements for verification, keeping the process hassle-free.
SlicePay
How to Get a Personal Loan: SlicePay evaluates your eligibility based on various factors, so you don’t necessarily need a salary slip, making it accessible.
Repayment Period: within a year.
Interest: Do you know what makes it the best instant loan app in India without salary slip is, if you repay the amount within one month, you do not need to pay any interest rate.
Hidden Charges: SlicePay aims to be transparent about its charges, so you won’t face hidden fees if you adhere to the terms.
Loan Amount: up to 5 lakhs.
Documents: You’ll typically need your Aadhar card, PAN card, and bank statements for verification, simplifying the application process.
Stashfin
Repayment period: upto 36 months
Interest: this is the best instant loan app in India without salary slip, which charge 0% interest rate, if you will return the amount within one month, isn’t it cool, friends!. starting from 11.99% APR (Annual Percentage Rate), however rates may vary case to case.
Hidden Charges: no hidden charges,
Loan Amount: upto 5 lakhs.
Other documents: you just need, adhar card, PAN card, your payment history.
Processing fees: depends upon the principle amount.
Conclusion
In times of financial emergencies, finding the best instant loan app in India without a salary slip requirement can be a real lifesaver. These apps offer a lifeline when you need it most, without the hassle of providing a traditional salary slip.
In conclusion, when it comes to finding the best instant loan app in India without a salary slip, there are plenty of reliable options available. These apps understand that financial emergencies don’t discriminate, and they’re here to help you bridge the gap when you need it the most. So, explore your options, choose wisely, and get the financial assistance you need without the hassle from above given best instant loan apps in India without salary slip.